VP of Software Development and Project Management
Department: Tech
Location: Santa Clara, CA, USA

Summary: 
Overseas Credit is a startup company based in Santa Clara focusing on providing financial and credit services. We develop online lending marketplace in order to boost personal and business loans, and various financial services. We are currently looking for an experienced crew to join our Tech Department.

Responsibilities:
• Provide leadership role in the design and implementation of web and mobile applications.
• Represent Company at business and fin-tech industry events, able to develop, present and explain products and concepts to a wide range of audience.
• Develop technology strategies to meet business objectives with existing or emerging technologies.
• Ability to translate business concepts to technical terms. Apply creative thinking/approach to determine technical solutions that further business goals and align with corporate technology strategies
• Collaborate with the founders, other product development groups and software engineers to identify and define solutions for complex updating business requirements.
• Provide mentorship and help team growth especially on technical side.
• Experienced technology leader with a minimum of 10+ years of software development experience
• Extensive hands on coding experience/skills using Java, php, Objective-C, SQL, Linux, C, C++, JavaScript, html. Strong on elegant coding, can write very solid prototypes or core components quickly.
• Familiar with MySQL Database.
• Strong expertise on internet technology and security

Skills & Qualification
1. Ten (10) years of progressively responsible and directly related software development experience.
2. Ability to communicate complex concepts in simple form to cross-functional departments or teams.
3. Ability to develop long-range business plans and strategies.
4. Ability to establish the strategic direction and business plans for a functional group.
5. Ability to manage complex projects and resources (people, costs, and time) across multiple departments.
6. Ability to plan, organize, prioritize, work independently and meet deadlines.
7. Ability to speak and write effectively at a level appropriate for the job.
8. Ability to supervise, coach, mentor, train, and evaluate work results.
9. Ability to work in a fast-paced and high-intensity startup organization.

Web Developer
Department: Tech
Location: Santa Clara, CA, USA / 长春,中国

Responsibilities:
• Write well designed, testable, efficient code by using best software development practices
• Create website layout/user interface by using standard HTML/CS practices
• Integrate data from various back-end services and databases
• Gather and refine specifications and requirements based on technical needs
• Create and maintain software documentation
• Be responsible for maintaining, expanding, and scaling our site
• Cooperate with web designers to match visual design intent

Skills & Qualification
• Proven working experience in web programming
• Top-notch programming skills and in-depth knowledge of modern HTML/CSS/ /html5
• Familiarity with at least one of the following programming languages: PHP, ASP.NET, JavaScript, python or Java
• A solid understanding of how web applications work including security, session management, and best development practices
• Adequate knowledge of relational database systems, Object Oriented
• Hands-on experience with network diagnostics, network analytics tools
• Basic knowledge of Search Engine Optimization process
• Aggressive problem diagnosis and creative problem solving skills
• Ability to work and thrive in a fast-paced environment, learn rapidly and master diverse web technologies and techniques
• BS in computer science or a related field is required
• 1-2 years’ web development experience is preferred

Online Marketing Specialist
Department: Marketing
Location: Santa Clara, CA, USA

Responsibilities:
• Conduct market research to find out consumer requirements, habits and trends
• Brainstorm and develop ideas for creative marketing campaigns
• Assist in outbound or inbound marketing activities by demonstrating expertise in various areas (content development and optimization, advertising, events planning etc.)
• Liaise with external vendors to execute promotional events and campaigns
• Collaborate with marketing and other professionals to coordinate brand awareness and marketing efforts
• Plan and execute initiatives to reach the target audience through appropriate channels (social media, e-mail, TV etc.)
• Assist in analyzing marketing data (campaign results, conversion rates, traffic etc.) to help shape future marketing strategies
• Undertake individual tasks of a marketing plan as assigned

Skills & Qualification
• At least 1 years’ experience as marketing specialist or similar role in similar industry
• Thorough understanding of marketing elements (including traditional and digital marketing such as SEO/Social media etc.) and market research methods
• Demonstrable experience in marketing data analytics and tools
• Solid computer skills, including MS Office, marketing software (Adobe Creative Suite & CRM) and applications (Web analytics, Google AdWords etc.)
• Knowledge of HTML, CSS and web development tools (e.g. Dreamweaver) desired
• Well-organized and detail oriented
• Exceptional communication and writing skills
• Commercial awareness partnered with a creative mind

Risk Analyst
Department: Finance
Location: Santa Clara, CA, USA

Responsibilities:
• Underwriting: analyze the creditworthiness of customers based on various data sources. Make credit decisions - you will own and be accountable for the approval process, and help define our credit risk policies.
• Analytics: working with big data sets to provide critical insights related to performance and monitoring, policy design, and product-related changes, among others.
• Process management: take direct responsibility over the company’s initiative to launch higher credit limits for different clients, including designing, tracking and improving the credit and fraud policy, and monitoring the portfolio of outstanding credit exposure.
• New products: work with the Product team (App, Web) to develop risk parameters for new product launches.
• Provide customer services to clients with advises and assistants in reaching higher credit line

Skills & Qualification
• Accounting/Finance or business degree preferred – will consider comparable experience
• 1+ years of professional experience with credit, risk or analytics role is preferred
• Comfortable working in a fast-paced start-up environment
• Strong analytical skills
• Ability to work independently to deliver end-to-end output; not a ‘hand-holding’ culture
• Pluses (but not required): Knowledge of lending and loans
• Excellent analytical and problem-solving skills
• Team player and can collaborate with other individuals in the organization
• High level of interpersonal skills with demonstrated poise, tact and diplomacy
• QuickBooks Experience is required
• Positive attitude and excitement to learn

Staff Accountant
Department: Finance
Location: Santa Clara, CA, USA

Responsibilities:
• Assist in the recording of month-end general ledger entries, including prepaid expenses, fixed assets, depreciation, recurring accruals and allocations
• Reconcile and analyze general ledger accounts
• Process invoices and manage accounts receivable and payable
• Record payroll transactions in general ledger, Record and reconcile employee expense reports and reimbursements
• Download and record credit card transactions on QuickBooks
• Prepare account reconciliations for all bank and credit card accounts
• Assist with sales and payroll tax filings
• Responsible for company’s annual income/investment tax filings
• Provide customer services to clients with advises and assistants in loan application process

Skills & Qualification
• Bachelor’s degree in accounting, finance or related field
• Strong organizational skills and ability to prioritize workload in order to meet tight deadlines in a fast-paced and dynamic work environment
• Ability to work independently, coordinating priorities with help of more senior members of the team to meet deadlines.
• Excellent analytical and problem-solving skills
• Proficient in Microsoft Office (Word, Power Point, especially Excel) and QuickBooks
• Knowledge and ability to use applicable information technology and systems to meet work needs
• Excellent communication skills, written and verbal, with the ability to clearly communicate issues to all levels of management

UI/UX设计师
Department: Tech
Location: 长春,中国

工作职责:
1、负责网站, App, 及相关产品的UI/UX设计,美化产品,创造更出色的用户体验。
2、负责美化公司平面文件,如市场宣传资料,PPT等。
3、定期与市场部讨论各平台设计,并配合前后端工程师进行UI/UX修改,以吸引更多用户和关注量。

任职要求:
1、平面设计/网页设计或相关专业,有一年以上App和网站UI/UX设计经验者优先;
2、熟练使用Photoshop,Dreamweaver,Illustrator等相关软件;
3、有高大上的审美欣赏能力,并能熟练掌握HTML/CSS/JS;能够以专业虚心的精神对待不同的意见,与团队一起合作,做好本职工作;
4、有视频编辑/广告经验者优先;
5、能够配合团队工作时间和安排,执行能力强,勤奋踏实,有上进心和责任感。

测试工程师
Department: Tech
Location: 长春,中国

工作职责:
1、负责公司产品和业务(包括Web、App和后台)的测试,修复安全问题; 负责跟踪和分析其它问题;
2、熟悉SDL,能够在业务需求、产品设计等不同阶段提出问题及解决方案;
3、独立制定测试方案、并根据方案在所给时间内逐一完成测试;
4、定期对服务器、系统进行全面的测试,分析问题并提出解决方案;
5、负责跟踪和分析业界最新的漏洞及技术,协助处理反馈和跟进定位项目的问题;
6、负责安全事件的应急响应。

任职要求:
1、计算机及相关专业本科及以上学历,一年以上测试相关经验,有互联网公司工作经验优先;
2、熟悉软件测试流程及方法,能熟练运用多种漏洞扫描及渗透工具,对系统维护保持较高的敏感度;
3、熟悉常见系统、网络、应用攻击技术、防御加固。如包括工具、手工检测SQL注入、XSS、CSRF等OWASP TOP 10、DDoS等;熟悉系统及中间件的安全测试(如Linux、Tomcat、Nginx等);
4、掌握Java或Python,有一定的代码阅读能力及逆向分析经验优先;
5、具有良好的沟通交流、团队合作、抗压能力;
6、有丰富渗透测试实战经验或独立测试经验优先考虑;
7、喜欢新技术的学习、调研和实验,有解决产品技术难题的决心和能力,有创新能力;
8、有良好的沟通协调能力,有责任心,思维逻辑性强,
9、具有较好的团队合作能力,可以配合团队工作时间,准时完成紧急任务。

高级Java开发工程师
Department: Tech
Location: 长春,中国 / Santa Clara, CA, USA

工作职责:
1、负责移动产品后端API和后台管理系统的设计和开发;
2、辅助进行软件或项目的需求分析工作和数据库设计工作;
3、根据设计文档或需求说明完成代码编写、调试、测试和维护工作;
4、分析并解决软件开发过程中的问题;
5、协助测试工程师制定测试计划及定位发现的问题;
6、进行定期的Code review,保证代码的可持续发展。

任职要求:
1、计算机及相关专业本科及以上学历,三年以上Java开发经验及有互联网公司工作经验者优先;
2、精通Java Spring框架MVC架构和Maven工具,熟悉OOP概念、RESTful API 设计/开发,熟悉JSON数据格式;
3、熟悉Linux系统,掌握常用的Linux命令、Shell脚本,熟悉Apache/Nginx/Tomcat等服务器;
4、精通MySQL开发、SQL语言查询,熟练掌握关系型数据库;
5、精通各种设计模式,具有面向对象的分析能力以及编码能力,熟悉常见数据结构以及算法;
6、喜欢新技术的学习、调研和实验,有解决产品技术难题的决心和能力,有创新能力;
7、有良好的沟通协调能力,有责任心,思维逻辑性强;
8、具有较好的团队合作能力,配合团队工作时间,能够准时完成紧急任务。

人力资源经理
Department: HR
Location: 长春,中国

工作职责:
1、建立健全公司中国分部的招聘、培训、绩效、保险、福利等人力资源制度。帮助员工进行入职培训及一系列手续,熟悉社保福利等手续的办理;
2、负责中国员工的招聘、筛选、面试和入职;
3、协助硅谷总部人力经理进行各项实务的操作和规章制度的实施,配合国内团队其他业务部门的工作。及时进行绩效考评并提交报告,以提高团队整体工作效率;
3、能够配合执行办公行政的工作职能,不怕处理杂事;
4、帮助建立员工关系,协调员工与管理层的关系,组织员工活动。
5、完善公司人力资源管理体系,并统筹日常办公室管理;
6、协助其他相关部门的日常工作。

任职要求:
1、本科及以上学历,人力资源管理、行政管理、营销管理等专业的优先;
2、三年及以上人事工作经验,有人力资源资格证书的优先;
3、有良好的组织协调、沟通、激励能力,为人成熟稳重,具有强大的执行力和正能量;
4、熟练掌握中国人力资源各个板块,擅长招聘、培训、薪酬板块,精通薪资表格计算者优先;
5、有技术人才招聘渠道和资源、有互联网金融行业或猎头从业经验的专业人士优先。

University Ambassador 校园大使
Department: Marketing
Location: 远程(全美范围)

我们距离敲钟只缺了一个你!
成为Overseas Credit校园大使,你只需要每周10小时的远程工作时间,在学校和朋友圈中推广宣传公司的产品和产品理念,利用你的人脉/社交圈,以及一些有创意的想法来为公司的品牌形象的提升提出宝贵建议。通过各类你所擅长的social media进行产品宣传,并参与公司市场计划的制定,进行校园活动推广的线下活动。

作为校园大使,你将收获硅谷Fintech公司的宝贵工作经验,感受初创企业的快节奏工作气氛,与来自美国其他名校的校园大使以及公司技术和市场大牛们一起共事和交流,掌握Project Management技能,并且获得和合作商家洽谈的经验,快速扩张人脉圈!

你将获得专属提额码,自身借款额度提升到$5000,并获得丰厚的用户注册奖励/车贷推荐佣金;内推朋友成为校园大使,你将得到referral 的丰厚奖励,更有月度业绩评选奖励(最高可达$1000+base)等你来拿!
最重要的是,作为校园大使,你将得到Overseas Credit公司优先实习和毕业后全职工作机会,前程无忧!

只要你对传媒/公共关系/市场推广感兴趣,自信自己合乎任职标准,欢迎你点击申请按键提交个人简历。

QA Testing Engineer (2017 Summer Intern)
Department: Tech
Location: Santa Clara, CA, USA

Responsibilities:
• Interact with product management, project management and development teams to develop a strong understanding of products (including Web, App and Back-end) and testing objectives
• Design and create test conditions and scripts to address business and technical use cases
• Use existing tools and techniques to execute test cases and build/script new tools for performing testing/validation function
• Develop and lead the automation strategy/effort and generate scripts to perform automated testing cycles
• Perform and analysis manual and automated test results.
• Participate in troubleshooting and triaging of issues with different teams to drive towards root cause identification and resolution

Skills & Qualification
• At least Junior standing in CS related major of study, relevant work experience is a plus
• Strong analytical thinker, familiar with Liunx, Tomcat, Nginx and Android system, at least know one of the languages: C/C++/Java/Python
• Strong verbal and written communication skills in Mandarin Chinese is a plus
• Ability to work effectively with and influence cross-functional partners
• Ability to quickly adapt to shifting customer behaviors and new technologies
• High energy, positive attitude

Front-End Web Developer (2017 Summer Intern)
Department: Tech
Location: Santa Clara, CA, USA

Responsibilities:
• Develop and maintain new user-facing features
• Build reusable code and libraries for future use
• Ensure the technical feasibility of UI/UX designs
• Assure that all components are quality controlled before submitting to server
• Collaborate with other team members and directors
• Conduct ongoing user-testing to optimize customer experience

Skills & Qualification
• Basic understanding of web markup, including HTML5, CSS3
• Basic understanding of server-side CSS pre-processing platforms, such as LESS and SASS
• Good understanding of client-side scripting, JavaScript and jQuery
• Good understanding of PHP, WordPress, MySQL databases and Python is a plus
• Understanding of MySQL databases is a plus
• Basic knowledge of image authoring tools, to be able to crop, resize, or perform small adjustments on an image.
• Familiarity with tools such as Gimp or Photoshop is a plus

Requirements
• At least Junior standing in CS related major of study, design background is a plus
• Strong analytical thinker,strong verbal and written communication skills
• Ability to work effectively with and influence cross-functional partners
• High energy, positive attitude

Marketing Intern (2017 Summer Intern)
Department: Marketing
Location: Santa Clara, CA, USA

工作职责:
1、负责协助在线上及线下推广品牌,产品(现有产品包括手机App,网站,金融产品等),参与各大展会和学校活动进行宣传。
2、拓展市场渠道,利用自身现有人脉及公司资源发掘和培养更多潜在客户,并保持密切联系,了解客户需求并设计和修改相关产品。
3、参与到宣传文案的设计中,修改市场推广计划,撰写公司商业计划书,合作计划书等重要文件。
4、积极寻找校园大使,并与之合作,为公司带来更多学生客户资源。
5、负责与文案编辑沟通制定推广主题,保证微信公众号及其它网络平台宣传到位。
6、锁定相关的用户群体,明确市场推广目标,拓展合作商家,挖掘和开拓相关用户群体;

Skills & Qualifications要求:
1、本科大三及以上在读或新毕业市场/金融或相关专业,有互联网或金融行业市场推广工作经验者优先;
2、热爱与人交流,擅长处理客户和公共关系,拥有或想要培养最强的人际交往能力;
3、有丰富的北美学生会及其他商业人脉资源者优先;
4、努力,有责任心,目标明确,能够合理安排工作时间,拥有良好的决策能力,执行力和创造力;
5、具有优秀的中英文写作和谈判能力;
6、具有较好的市场资源整合能力及分析能力。
7、热爱学习新技能,想要通过实习来培养自己的工作能力。

Risk Analyst (2017 Summer Intern)
Department: Finance
Location: Santa Clara, CA, USA

Responsibilities:
• Underwriting: analyze the creditworthiness of customers based on various data sources. Make credit decisions - you will own and be accountable for the approval process, and help define our credit risk policies.
• Analytics: working with big data sets to provide critical insights related to performance and monitoring, policy design, and product-related changes, among others.
• Process management: take direct responsibility over the company’s initiative to launch higher credit limits for different clients, including designing, tracking and improving the credit and fraud policy, and monitoring the portfolio of outstanding credit exposure.
• New products: work with the Product team(App, Web) to develop risk parameters for new product launches.

Requirements:
• Accounting/Finance or business degree preferred – will consider comparable experience
• Internship or Course Project experience in credit, risk or analytics role is preferred
• Comfortable working in a fast-paced environment
• Strong analytical skills
• Ability to work independently to deliver end-to-end output; not a ‘hand-holding’ culture
• Pluses (but not required): Knowledge of lending and loans